Apple introduced the Apple Card credit card as a means for customers to easily make purchases. They later added the option for users to save money through an Apple Savings account linked to the card.
You can use funds from your Apple Savings to pay off your Apple Card balance and close the loop. However, this method of payment is not immediately available to the user, despite both being within the same app. While it may seem like you could simply tap to make a payment and have the option to use your Apple Savings, this feature is not currently available.
To successfully utilize this feature, you will need to manually include the Apple Savings account as a payment option for the Apple Card. Luckily, this process is simple and efficient, and once completed, it will always be available as a choice when making payments. Follow these steps to configure the Apple Card to accept payments from Apple Savings.
If you would like to know more about the credit card, we have a manual for the Apple Card. To open an Apple Savings account, an Apple Card is necessary.
How to link Apple Savings as a payment option for Apple Card.
At a glance
Time to complete: 10 minutes
Tools required: iPhone
Items needed: Apple Card and Apple Savings accounts
Rewording not possible.
To obtain the routing and account numbers for your Apple Savings account, follow these steps.
To access your Apple Card on your iPhone, open the Wallet app and select the Apple Card option.
Select the option for Savings Account by clicking on the button.
Click on the three-dot (…) symbol in the top right corner and choose Account Information.
This will access the Savings section. Locate the button labeled Routing & Account Numbers at the bottom and select it.
Note down the routing and account numbers displayed on the screen.
Link Bank Account to Apple Card
Now that you have the numbers, you can add Apple Savings as a bank account for making payments with your Apple Card.
Access your Apple Card in the Wallet application.
To access Card Details, tap on the three-dot icon located in the top right corner.
Navigate to the Apple Card section and continue scrolling until you reach the Bank Accounts option. Then, select it by tapping on it.
A collection of the bank accounts you utilize to make Apple Card payments is displayed. Select either “Add Another Bank Account” or “Add Bank Account”.
On the Add Bank Account page, input your routing and account numbers. Then, click on Next. You may be required to re-enter them on the confirmation page.
If the addition of the Apple Savings account is successful, it will be displayed as Goldman Sachs Bank USA. Goldman Sachs is the bank responsible for managing your funds.
Everything is ready. From now on, when you make a payment, choose Goldman Sachs Bank USA to access the money in your Apple Savings account.